January seemed like it was never going to end. Somehow we manged to spend $1,600 in cash and charged another $1,500 on the credit card. Keep in mind groceries, gasoline, eating out and daycare are included in those numbers. I still feel like we spend too much money for a family of 3. I can blame December and New Year's day but why dwell on the past. Instead I'm going to focus on the goals I made for this year:
Stuff: Done! Made close to $1,200 selling stuff on eBay and Craigslist. I also gave away a lot of stuff I didn't need or used. For some reason I still have 16 golf hats, 7 watches and 6 pairs of sunglasses. I don't know what to do with these yet but for now I will probably use them more.
Credit Cards: I said cash only and that lasted about 2 weeks. I love getting change when using cash but our lives are very dynamic so I need the credit card around. The balance right now is $1,644 but as soon as I get the tax return money it should be down to zero. The goal then would be to pay as we go like we do with all our other credit cards- do not repeat the same mistakes from the past.
Money: Done! I said save $500 dollars a month no matter what happens and I succeed. I went a little crazy with the savings account but from now on that balance will go up by $500 every month. The funny thing about saving money is that you know its there and it can be spent but I'm hoping to forget about it and see what the number is next December.
Weight: FAIL- Something needs to change soon. I still can't get back in to my eating and work out routine with the baby around. There's always something she needs. The eating needs to be adjusted asap and the weight still somewhere around 183.
Career: In progress- I need to make more money. I need to look for a new job. I hate my current project and my manager will not let me leave until 2015. Something needs to change, either I get promoted or I leave so the goal is to look for a job and try to get promoted.
To Do List:
- Finish 2012 Taxes
- Open up 529 College Savings Plan
- Get back on Scottrade and buy stocks
- Do something fun, have a drinking night with friends
Have a good weekend!
1 day ago