Tuesday, April 16, 2013

Citi Rewards and Amazon

For some reason Citi caught on that someone was redeeming too many gift cards. I was trying to get a $100 gift card to Lowe's for the grill purchase but they no longer offer that denomination. They also raised the amount of points needed to redeem for a $50 gift card, those are now 6,000 points. A few months ago it was only 5,000 points for $50 and 10,000 points for $100. They still offer $100 gift cards for 10,000 points but only to the less popular stores.

No big deal but as I was looking around I noticed they have some new partnership with Amazon where you can shop with Thank You points. If you have a Citi card in your Amazon account, a simple click connects it to your Citi Thank You account and you can spend the points from there. You still get %&*$#% on the amount but at least you can redeem right away and not wait 2 weeks for a gift card in the mail.

I tried this out today and it works! Someone in the family keeps growing so we needed a new baby car seat. You know me and I hate to spend money so I found a cheap one on Amazon that I liked with good reviews:

The total was $139 plus tax (Texas has to pay Amazon taxes now). I chose their Free Super Saver shipping and also had a $50 gift card on the account. I applied the Thank You points and got $97.99, even less but the total only cost me $1.09 out of pocket so no complaints:

In a way this is good since I won't be tempted to charge as much just to get the points but at the same time I'm not too happy with them. I'm always tempted to open up Discover again just for the cash back but I what I really need to do is get out of the mindset of credit card rewards!!



  1. See what you did? You ruined it for the rest of us. Lol You played the game too well.

    Looks like it's still working put though. A car seat for $1 isn't too shabby.

    Nooooo Discover. I know there's a post around here somewhere about how happy you were to pay Discover off. :)

    Good job, Mr Blog.

  2. That's very interesting that you can redeem them like that. I only have redeemed points once (right before I stopped using my BoA card and changed the card to a different one), and their point system is just awful. Unless you got to 25k points for a 250 card, you'd need like 12.5k for a 100 card and 8k for a 50 card.

  3. Yup Citi was good, I guess Discover is the only one left with decent rewards..