I don't really know why I'm doing this but I will say it is nice to see the money build up in the savings account. I know you think I'm an idiot when it comes to debt and money and you would never take advice from me when it comes to finances BUT please do this. Take my advice on this habit and pay yourself first. Start with any amount, it can be $20 or $100. The moment you get paid, pretend you are a pesky bill and send that money to yourself. Put the money in an online savings account or other some place where you can't touch it.
My goal is to up this amount to $500 per month in 2014 and make this a permanent habit. I may mix things up a bit and send $250 to the savings account and $250 to invest in stocks. Stocks may be more volatile but companies like McDonald's or Microsoft are not going away any time soon, the long term goal would be to wake up one day and be a millionaire.