Wednesday, February 13, 2013

Citi Debt Finally Under $500

The Citi Forward credit card balance is finally under $500. Sure the number below will change and will probably be back over $500 but I need to celebrate this accomplishment on the blog. This is our only credit card debt and I feel like I'm finally in control of the finances. Just a few months ago we owed over $10,000 in credit card debt. Moving some of that debt to a new auto loan was probably dumb but I don't mind a car payment with a low interest rate. This is the snapshot from this morning:


I have a lot of money in savings and could pay this off but I want to hold on to my savings and pretend I don't have them. I can pay this off with our next paycheck but the numbers could still go up and down since we still can't seem to control our spending.

HS

5 comments:

  1. Many congrats on that milestone! You're much stronger than I when it comes to pay offs. I get excited and HAVE to pay them off as soon as that becomes an option, usually using some sort of savings (though I wont touch my EF). I need a bit of discipline in that area!

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  2. Congrats! Truly! Well Done! U-RAH!

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  3. I'm with you on not being able to control spending. Nice on the card :)

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  4. Nice!! I wish my balance was that low. That looks more like my savings account balance. Lol
    Well done!

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