Wednesday, February 13, 2013

Citi Debt Finally Under $500

The Citi Forward credit card balance is finally under $500. Sure the number below will change and will probably be back over $500 but I need to celebrate this accomplishment on the blog. This is our only credit card debt and I feel like I'm finally in control of the finances. Just a few months ago we owed over $10,000 in credit card debt. Moving some of that debt to a new auto loan was probably dumb but I don't mind a car payment with a low interest rate. This is the snapshot from this morning:

I have a lot of money in savings and could pay this off but I want to hold on to my savings and pretend I don't have them. I can pay this off with our next paycheck but the numbers could still go up and down since we still can't seem to control our spending.



  1. Many congrats on that milestone! You're much stronger than I when it comes to pay offs. I get excited and HAVE to pay them off as soon as that becomes an option, usually using some sort of savings (though I wont touch my EF). I need a bit of discipline in that area!

  2. Congrats! Truly! Well Done! U-RAH!

  3. I'm with you on not being able to control spending. Nice on the card :)

  4. Nice!! I wish my balance was that low. That looks more like my savings account balance. Lol
    Well done!