This is the only credit card balance that we have. I think we did great in December but we really need to watch what we put on this card. I had a talk with the wife and she agreed that we went a bit overboard but now we're both ready to watch our spending. The only benefit you get by charging that much money with the Citi Forward card are the rewards, as you can see I earned enough for a $50 dollar gift card:
I also sent $250 to our Discover Bank savings account. If you recall on my 2013 goals post, I plan to pay us $250 out of every pay period. My goal is that at the end of the year we end up with $6,000 in the bank. The good thing about Discover Bank is it takes almost 5 business days to transfer the money so I know I can't use it or touch it unless I really need to.