Not bad, that's $150 I get back from them for all the interest they charged me this year. While I was in there I was curious to see how much I got back in rewards for 2012 and was surprised to see 52,500 points which equals $525 dollars in gift cards:
I need to change... I love to play the credit card game and get all these points but that's how the credit cards keep you in debt. $525 may seem like a lot of money but my average debt with Citi for this year was $9,000. Is it worth the $525? NO!!