Friday, October 19, 2012

Credit Card Travel Expenses

It has been 3 weeks since I started working in Manhattan and somehow I've managed to spend $402 dollars all by myself. Keep in mind this is mainly eating out and going out to bars. I try to post as many details as possible on my blog so here we go, below you can find all the places I charged my Citi card, places where I eat  and the bars I frequent. The nice thing about the client is they do have a lot of paid happy hours so that's when I really order the fancy food and drinks.


Here are all my NYC expenses, this would be a total of 9 full days and 3 half days there:



The good news? The per dime rate is a little bit over $50 so all these expense are paid for but I still need to cut back on things. $402 is way too much money for one person to spend in such a short period of time. 

I should probably do a post about our Houston spending, things at home are also out of control. I still don't understand how most people do it, perhaps I need to stick to a better budget... 

Have a good weekend!

HS

Consider Same Day Loans if you need cash in a hurry

8 comments:

  1. At least you are recognizing that it is out of control on both ends.

    Is your wife spending out of loneliness, boredom, etc?

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  2. I don't think you did very badly at all. A few bar/restaurant tabs drove the average up, but otherwise, it was single-digit purchases, which is good for NYC. And unless you were going to go to a supermarket and make your own meals in your room, I guess you had to eat at sandwich places, so that all looks good to me.

    It's about $33 per day and the per diem covered it... and I think you make pretty good money, and you were by yourself, without your family up there, so that's pretty good in term of restrained spending, I think. So what's the problem? I think you should not criticize yourself for this one.

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  3. I agree, it's not that bad for NY. And your per diem does cover it, so at least you aren't spending more than the per diem you are getting.

    On another note, I'm curious how this new job situation is on the home front with the baby? With you being away from home for extended days/nights.

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  4. Staying under the per diem if great IMO. Sorry to hear your budget isn't holding up at home though.

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  5. You asked how people do it (at home, I assume).

    We don't eat out/buy stuff all the time. My family of 4 has eaten 1 meal take out from Luby's in 2 weeks. I haven't bought myself any clothing/shoes since April. Hubby since who knows when, because he's picky and I leave that to him.

    I do have one advantage: not working. I wear junk around the house and 'save' the nicer clothing for running errands/doc appts. Keeps clothes newer and nice longer.

    We have purchased clothes for the kids of course. But that's what you have to do as a parent to manage spending. The kids get what they need, and you make do with stuff for longer.

    I also don't think your NY spending looks too bad, if your per diem mostly covers it. But avoiding the bars would have helped more.

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  6. Not terrible and at least the expenses are covered so it's not like you're spending your own money. That's what per diem is for.

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  7. I just looked at my first comment and want to add that we don't live a lacking/austere life at all.

    We took a family vacation. It was within driving distance, but a nice place. Paid cash. My kids wear new clothes. They may be Target/Old Navy; nothing fancy. They are both very slim and hard to fit; I understand the sizing at these places so it works for us. We just remodeled the 2nd of our two bathrooms. My house needs other work done, but we pick one project per year that we HAVE the CASH on hand for.

    On the opposite end, our TV is 12 years old, but it is large, still works fine, so we've kept it. My furniture is 10 years old. It's been through 2 kids and 2 dogs, but, given that we still have the kids and dog... doesn't seem sensible to get new stuff now.

    Kids are both in very necessary, but expensive lengthy orthodontic treatment. We will delay replacing our 11-yr-old truck and 5-yr-old vehicles due to this. Priorities.

    It's just a matter of acting on the important things, and delaying doing/purchasing others. This kind of compares to when I am trying to watch my weight. If I eat dessert at lunch, I know I had better be good the rest of the day. Moderation.

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  8. Amanda no worries, and we love Target and Old Navy especially for baby stuff. Now with electronics I'm the one who loves technology so I'm always buying stuff I don't need like TV's LOL

    HS

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