I took $1,000 out of our so called 'emergency fund' and sent it to Citi. The checking account is at $5.90 and will probably stay that way until pay day. The other account is my bill pay account and as you can see it's also drained.
Not sure what to do next. August is typically a very expensive month. I have mom and dad birthdays this month so that will set me back a few hundred (which I don't have). The wife has back to school shopping both for herself and for classroom stuff. New to the expenses this month is the little one, since school starts back up this is when day care kicks in. Anyone with children and babies know how expensive that can get. I swear it's always something, feels like I can't catch a break and pay down the debt. There's always something or someone who wants our money.
Unexpected expense this month is a frozen embryo. I know our insurance won't cover any more fertility related expenses so it will costs us over $500 dollars to store it for another year. This is a though one, we had so much trouble conceiving that we can't just discard or donate our last embryo. I know it's only one but hopefully it too will become another miracle one day so for now I will try and find $500.
How do you people do it it?! How do you stay afloat with your finances? I swear, I wish someone would take over the finances and just give me a weekly allowance!