Saturday, April 28, 2012

Medical Bills

I knew they were coming, I was dreading checking the mailbox and finally after 2 weeks of procrastinating I went and got the mail. We got 7 medical bills totaling $1,006 dollars. I went ahead and moved the money from our Savings Account to our Accounts Payable and soon the money will be gone:



I'm hoping and praying that we don't get any more crazy bills like this. So far this year we've spent close to $3,000 out of pocket for hospital stay, delivery and ICU. That's not counting all the prescription medications and the pediatrician bill and copays. 

The other day I was watching MTV'S 16 and pregnant thinking, those poor kids, how do they do it? Having a baby is a lot of stress and can really set you back financially. Hopefully the show teaches other teens be careful and plan ahead.

No more bills, No more bills!

HS

5 comments:

  1. That's a lot of bills at once. What are your options? I know I will pay bills based on First Come First Served. If you can stretch the payments out across several months, it might be less painful for you two? I'm sure if you speak with each billing department, they can tell when things go to collections, how much time you have, etc so you can figure out a formal or informal payment plan.

    What are your other options in terms of paying by cash? Do you get a discount?

    Also, do you have a Flexible Spending Account (FSA) through your employer, or a Health Savings Account (HSA) assuming you have health insurance and your deductible is high enough?

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  2. Not to be jaded, but I work at a medical clinic, and I'd say that they probably are on Medicaid. Pregnancy is a lot cheaper that way.

    But yes, it's still stressful and life changing and I cannot IMAGINE going through that as a teenager. Yikes.

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  3. Aren't you thankful that you have insurance?!

    I wonder the same things about people. Especially those on low income or no income that keep having babies. I guess the government helps support them.

    Considering how much you guys went through to get this baby, the medical bills haven't been too outrageous in my opinion.

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  4. YES TGF insurance!! it is such a blessing! and yes I can't complain too much luckily this blog is the place to vent lol

    HS

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  5. My thoughts, as the mom of a 33 weeker who spent a week in the hospital before the delivery as well... Do you have a yearly out of pocket maximum on your insurance? If you do, you might be able to determine at least that the new bills are coming to an end. We met ours, to the tune of $2000. So we were responsible for that, plus a $400 required infant CPR class that was flat-out not covered by insurance.

    I spent a year paying for the birth of our son, hospitals, physicians, and an ambulance service. I never had anyone question what I paid, just kept paying regularly.

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