Thursday, March 1, 2012

Pregnancy Bed Rest

The spouse is no longer working, she's officially at home resting. Her doctor put her on pregnancy bed rest for the remainder of the pregnancy. Her blood pressure is to blame, doctor is worried that it will continue going up. The medications are not helping, when she gets up to get food or to use the bathroom she feels light head and dizzy. She's also not happy staying home so we're still adjusting to all the changes.

How does this affects the budget and the debt numbers? Luckily someone had close to 40 sick days that they were going to use during the official 12 week maternity leave. That means we will continue to get her paychecks as usual until some time in May. At that point her salary will be cut up to 85% so that could impact the debt payments. The good thing is that sick days continue to accrue even while using them so hopefully with spring break and summer coming up we won't feel the pinch as much.

The plan now? I think I'm going to stick to the original plan and continue paying down the debt. The great thing about bed rest is she's not spending any money. For the next few weeks I plan to stock up on items we can keep for the next few months and also try to save a little bit of money. If things get really bad we can always rely on our credit cards and that will give me more stuff to blog about for you :)

HS

8 comments:

  1. Having been on bedrest, both at the hospital and at home....more than once....bedrest is not restful.

    Restless is more like it. Be prepared....if she is bored....is she likely to shop on-line????

    Hope Mrs. HS continues to bake that baby and everyone is happy and healthy.

    ReplyDelete
  2. That is not good that she is on bed rest. Praying that she and baby are healthy.
    Oh yes she can spend money in bed, online. OH NO!!! LOL
    I think at a time like this the best plan is to cut back on debt to bare minimum and beef up emergency fund.

    ReplyDelete
  3. Just because she is home on bed rest does not mean she can't shop. Ever heard of online shopping?

    ReplyDelete
  4. By saying her salary will be cut up to 85%, is that saying she will receive 85% of her wages or that she'll be receiving 15%? My brother's spouse gets paid 85% of her salary when she's on maternity leave. It is unusual, since most places around here only offer unpaid maternity leave (or sick, FMLA, etc type leaves).

    ReplyDelete
  5. Tanner - I think you are correct and HS got the numbers correct. I have a 75% of salary disability policy from work.

    ReplyDelete
  6. Nope, it will be cut since she's not working, so each check will probably be 300 or 400...

    HS

    ReplyDelete
  7. Doesn't God work in mysterious ways??!! Your contract ended and you found a new one right away (despite not really liking it much) and then your wife went on bed rest. Can you imagine the stress you'd be feeling right now if you were both out of work??!! Remember the positive - you'll have a healthy baby coming soon. You're healthy and you can work. Honestly, we've always found that we receive more blessings when we're paying off our debt than when we're not. Just food for thought when you think you need to pull the credit card back out.

    ReplyDelete
  8. Bed rest is tough!! I know. Hope she's feeling better.
    All of this is just a small bump in the road. I know it's tough but the baby will be here soon and your wife will be able to go back to work and life will resume.

    Wishing you guys the best!!

    ReplyDelete