Have you tried closing a credit card lately? I tried and failed. I called to cancel our Citi Premier Pass card and they would not let me close it. The Premier Pass card is going away and it will be converted to the new Thank You card. The lady was very generous, she gave me extra Thank You points, lower APR and 4 extra reward points for every dollar spent on purchases for the first 3 months. So here is my new Citi Thank You credit card:
The main reason I will keep this account open is for my credit history. I've had the Premier Pass card for over 8 years and this new Thank You card will retain that history. I also have a $23,000 credit line on this card which helps the credit score. Don't worry, the balance is Z E R O and it will stay at $0. I will not use this credit card to make any purchases.
15 hours ago