I'm not even going to post all the crap we got (way too much) but let's just say next year we plan to be in Hawaii. This week we are in recovery mode. I'm trying to figure out a way to survive until we get paid and also come up with a plan to pay down some of this holiday debt. Really?! Did we really spend over $2,500 dollars on people we love and added another $1,600 on a new fridge? Really!?!
Bah! Humbug!
HS
16 comments:
FYI...once baby HS comes....it will be all about him/her.
Hawaii next year with a baby? Good luck!
I"M SO SURPRISED!!!
jk
You're going to be in Hawaii? Won't you have a small baby?
I"M SO SURPRISED!!!
jk
You're going to be in Hawaii? Won't you have a small baby?
You spent $2000 on "crap" for Christmas!? You'll never be out of debt. Once that $2000 is paid off there will be something else you NEED to buy. You need to change your attitude towards money, debt and needs vs wants before you are debt free.
Ouch! I agree that Christmas is expensive and very commercialized. That's a lot of money for gifts.
You'll never be out of debt?
LOL!
I will be out of debt but stuff keeps coming up!!! if you knew my life you would understand...
HS
"but stuff keeps coming up"
And we're back to this one. Is this the 2012 variant on "Life happens"?
I can't even comment on Hawaii with a baby under a year old. And $2500 on Christmas. That's obscene.
The problem HS is your life. Something needs to change, but until you figure it out and are willing to make that change, DEBT will rule your life.
"I will be out of debt but stuff keeps coming up!!! If you knew my life you would understand..." My reply to this is that's life. Stuff comes up for everybody. You wait until you have kids...even more stuff comes up. LOL. Good luck in the new year...I hope you figure things out.
Yeah I'm sorry, but how is it that people with a whole lot less money than you are still getting ahead of the debt game.
A baby will change everything. Listen to us that have kids. Have you even started baby shopping?
You need to get your act together. Not to sound like a bitch, but it's true. Get your wife on board. Take away her cards, close her account. You both need to get rid of the CC's for now.
Could you return or sell some items on Ebay that you received to make up for the debt? I won't comment on the "if you knew my life" thing, but I have returned gifts to buy necessities, and with a baby coming, I would think you could do that to get some baby stuff.
Ebay! yes I got tons of stuff I need to post..
HS
pick yourself up ! things happen - just try to get things paid off soon! you will need any extra money you can when baby comes!!!! 2012 is going to be a great year :) (christmas $2k will probably just be spent on baby along...hehe...)
Is the wife on the same page about paying off debt? Maybe she needs an allowance?
Don't feel so down. It's very common for people to spend money to please others and then get the post holiday blues. Next year the nest gift you can give them is framed baby pictures. Much cheaper! And little plaques with baby handprints and footprints.
For now, move on and don't fret. Be happy. You have a lot going for you! Life is good!
Putting the wife on an allowance? Never going to happen because she does not want the responsibility of working on the finance (or so has HS stated). So much for that talk....
One way to cut down on money spent at Christmas, birthdays, etc. is to only make it for the KIDS! My husband's 33-member extended family has a large Christmas party every year. We all bring a dish or two, and only children get gifts from the name drawing. This year we did it even cheaper... several folks contributed prizes from the dollar store and we played bingo. It was actually more fun than the usual gift drawing.
As for my side, my brother is having a hard time, and suggested gifts be for kids only. And we were all fine with it. Just gathering for a visit and simple meal is more enjoyable than any gift.
It sounds like it's not just you, but also your extended family needs to live with fewer gift expectations of others. I seem to recall a post about having to take moms out for Mother's Day and spend several hundred dollars?!
Our parents get a card, maybe a small gift if we happen to find something they would need/enjoy, and perhaps a cake baked for them. And they are happy with that! A loving parent does not expect their grown kids to spend money on them that they don't have.
Seriously, my inlaws are very well off, but have never lead a pretentious lifestyle, never expected their birthdays be celebrated expensively.
Sorry for the rant. I do hope you can find some resolution to your situation.
== Amanda
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