All of the items you see are birthday gifts except for HEB and Walgreens, those would be living expenses. $700 may seem a bit high but I will be making a $1,000 payment this week, that's where I said there wouldn't be much progress on the credit cards this month. I'm still over $10,000 in credit card debt, the goal is to be at least at $9,500 by the end of September.
Did we budget? Mentally yes but not on paper. I knew I would spend close to that amount so I decided to charge most of it and pay it back. No more major expenses coming up. I think there may be some maid and and dog expenses but hopefully nothing over $500.
Bad news- my employer once again said no raise for 2011 to 2012. Then this morning, my wife's paycheck went down $15. Not sure if her pay was cut but today is new start of the school year so I don't expect that to change. That's $30 less per month or close to $360 less per year. Someone please tell our employers the price of everthing is going up! I been looking for a new job for the last two years and no luck. They call me from a 'dream' job. I get an interview, they tease me with six figure pay and then I never hear back from them, very frustrating.
More bad news- all this birthday celebrating has left me with an extra 7 pounds! my normal weight is 180 so you'll know what I'll be doing tonight when I get home. How this relates to my expenses? no more beer, wine or fast food.
I hope everyone had a great 3 day weekend!
HS
9 comments:
as long as you are okay with putting the amounts on your cc & paying off within a decent amount of time (in which you said this month) I think you are okay :)
sorry your wife's check went down...
HS, you are not making a $1000 payment this week. You are making a $300 payment. The other $700 is money you spent on those celebrations. Yes I know some of that money went to household items but most of it went to the birthdays and gifts. Now you will be paying interest on those gifts and celebrations since you are in no real rush to get those cards paid off. If you were, you would not have used them to pay for $700 worth of stuff before putting a $1000 payment on the card.
Why didn't you use the cash and make a $300 payment??
I know this won't be the opinion of most people reading but it's not the end of the world. The weight comes off. The bills get paid and you had a great time. Life is way too short not to have fun. And there's no doubt you'll get it all paid off. And please talk to my husband about how to shop for birthday gifts. LOL
It's all good. So glad you had a great time. Everyone is allowed occasional splurges in life.
Anon,
I figured I would at least get the reward points ;)
HS
Why on earth do you and your wife need a maid? Wait, please don't tell us. Doesn't $10,000 in credit card debt scare you, when you see how hard it can be to get another job, even when you are already employed? No raises, pay decreases...this is the new economy.
We need a maid since we both work, she only comes every 6 weeks... trust me she also counts on that money for her family, I'm helping the economy ;)
HS
And no $10,000 in debt does not scare me, I had way more when I started this blog..
We would have a maid if I was working too. She would have to come twice a week though :)
Twice a week lol?! yea don't think I can afford that :(
HS
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