I WANT This Credit Card

The Citi Thank You Premier Card is offering $500 in rewards if you spend $2,000 within 2 months of opening the account. The $500 can be cashed in for gift cards like the one I got for Walmart a few weeks ago. I know I don't NEED this but I want that $500 in rewards. I think I would redeem it all in Macy's gift cards and go on a shopping spree.



The only issue is I don't have anything that will cost $2,000 in the next couple of months. I could always pay all my bills with it and put all our grocery shopping and gas purchases on it but I don't think I can be trusted with a brand new credit card.

There's also a $125 dollar annual fee which I don't think is waived for the first 12 months. I didn't see it in the terms and conditions. There's also a $50 annual charge for each additional user on the account.

I'm NOT going to get this credit card since I just destroyed a Citi Thank You card below. But if anyone out there wants to make a quick $500 this offer may come in handy. Open account, charge $2,000, take the rewards and close the account.

HS