In Vitro Fertilization Updates

This morning I spoke with the financial counselor at the fertility clinic and she told me that our health insurance will cover most of In Vitro procedure. She was impressed with our coverage and even told us to "use it now, with Obamacare coming you won't have these kind of benefits in the future". This made me laugh, she was very young, probably no more than 25. Can you tell we live in a very conservative part of town? LOL.

Now the really good news! This whole procedure is going to costs us less than $1,000 dollars! This includes all tests, drugs and physician's fees. I'm sure I'll get the usual bills in the mail but at least we are not going to be $15,000 dollars in DEBT. She also mentioned that the insurance will only cover this once. There's some kind of lifetime benefits cap for fertility and this will probably take most of that money. The fertility clinic does have the buy one get one free special meaning if you are not pregnant they can try again but I assume this will cost more out of pocket, I guess we'll have to wait and see how it goes.

What keeps me up a night? all the testing! my big fear is they're going to find something wrong and that will lead to something else. I had all my blood tests done and haven't heard anything back... I'm hoping, praying and wishing for the best. I keep telling myself if it doesn't work, at least we tried. I can only do so much... if life, god, nature doesn't want this to happen... then it's not going to happen.

Anyways I'll keep you posted, wish us luck.

Have a good weekend!

HS