Husband reaction: WOW... lovely! looks great on you! Quietly whispers, how much? wife smiles and whispers a number very close to $300 and puts on the cute smile... husband grins a little...
OUCH! Yes I have a taste for expensive things but isn't $300 a bit much for a purse?! what happened to $99.99, I miss that number. Back in our college days the average price for her purses was around 89.99 plus tax. Seriously, I miss those days.
I can't say NO to her since she also brings home the 'bacon' and these kinds of purchases don't happen very often with her but this one hurt a little. At least she didn't purchase the $500 pair of shoes she found at another store, I think I would have quit this blog :)
Have a good weekend!
HS
13 comments:
I think you handled that quite well. :) And yes, I bet you are glad she did not get the $500.00 shoes....
since you two enjoy spending and aren't going to stop anytime soon, why aren't you realistic enough to stop paying so much on debt and allow more in your spending plan? Until you change your mindset, you are not going to pay the debt off.Do either of you have any insight into why you do what you do? i don't mean that in a mean way I'm really serious.
take care
tina
It is all relative. If you are in debt, yes it is too much.
If you pay all yours bills each month, are debt free, and have at least 6 months in an emergency fund than it is not too much.
I have probably spent $100 total on all the purses I have ever bought, but that is me. I have heard that a coach purse will last 3x's as long as other purses, so if that is true that is a good point, plus they have a good resale value.
As someone who hasn't spent more than $30 on a purse ever....I would say $300 is alot.
Why did she buy it? Because it is cute? Because she needed it?
Getting out of debt is all about realizing need vs want. And ALOT about emotions. Will she feel bad today that she spent it?
Also....how was it paid for? I am going to guess credit card!!!
You've got to get on the same page and not let the wife sabotage what you're trying to accomplish with something like a purse. $300 is too much no matter how you swing it. Unless she's going to use that purse for the next 10 years, I'd say she paid too much. You could have sent that $300 off and been $300 less in debt.
$300 is a little steep, I think. I recently got an all-leather Coach bag at an outlet for $176, but it's just a plain, dark brown bag that I can carry for YEARS. Still, I felt a little guilty spending that much.
My biggest issue with your wife's purchase is that the bag - while super cute - is trendy. I try not to spend too much on trendy items because once the trend passes, those clothes/bags/shoes hit my closet shelves.
But you're right you can't really say anything to her because you buy yourself expensive treats all the time! And at least she didn't lie about it. That would be WAY worse than spending $300 on a purse, IMO.
Wow... talk about about co-dependents! And I thought I had it bad. I have been trying to balance my budget, and the BF is starting to come around. But you and your wife?? Why bother the pretense of trying to get out of debt, and focus on being the 'Jones' because it is obviously that you have the income to do this, however, you treat debt as if it is something that you can get rid of just by waving a magic wand.
I guess it depends on what your goals are. If you want to get out of debt it's WAY too much!
It doesn't sound like your wife wants to get out debt at all to me, I'm not trying to be harsh, just an observation.
Consider reading "Stop Acting Rich: And Start Living Like a Real Millionaire" by Thomas J. Stanley.
You will find that you can have everything you want with out the burden, guilt and frustration if you aquire it in the same fastion a millionaire would.
I dont think it is too much if she paid cash for it, and didnt skip a planned payment to get it. I have a number of Coach items myself (some gifts, some I have saved for months to obtain)and just sayin' - Ive met some pretty awesome people because they have commented on my bag/passport wallet or the other way around. I also do not stand out at business functions as the person with the cheap bag/shoes. Maybe it is unfair, but I know with firsthand knowledge people who matter notice these things. If it went on credit, that is not something that is worth being further in debt for, but however you look at it, its not like she came back with a Hermes bag....
Well, after you guys have kids you'll both be more worried about the price of diapers. Be thankful it wasn't the shoes AND the bag. :)
Btw, it was 50 in about 4 months. LOL
I just bought this a few weeks ago in the pink! I love it! Luckily for me it was at the outlet center so I got 80% off...eek! I was very very excited as it was my first Coach!
CoffeeDink1980
Coffee Dink Money Matters
http://coffeedink.blogspot.com/
I noticed this blog is quite old but wanted to put my two cents in. I love coach poppy bags. I love handbags period. I think if your wife was purchasing a bag that she loved then I do not see anything wrong with it. There are a lot of things people should not be doing. I say if you can afford your bills and are happy then by all means live your life . I know we can't take it with us when we go but I want to live an enjoyable life while I am here on this earth. I could have a much worse habit such as drugs. If I am not taking anything away from my family by purchasing a 200 bag then I will do it . That is my hobby. I can think of much more expensive hobbies!
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