I also wanted to let my readers know we don't be doing any shopping on Friday. We plan to stay home and relax. Best Buy does have a 55 inch LCD TV I really want but I will continue to say NO, college football is much better and chaper alternative on Friday.
Enjoy the holidays!
So I called customer support after my lunch break and spoke to the sales rep. He said I would lose my old plan, 1000 minutes for $69.99 if I was to make changes. Since I don't ever want to see a bill over $200, we agreed on this new plan below:
Everything is unlimited for $179.99, both lines can talk, text, and browse the web 24/7. We don't have to worry about any fees and I can still take advantage of my corporate discount. I'm hoping that brings the bill down to $160 per month. Since we don't have a house phone I can justify paying that much. Internet plans on any carrier average around $30 per line and unlimited texting another $20 or so. I think this is a good deal. The great thing about T-Mobile is I can tether the 3G signal to my laptops using Bluetooth at no extra cost, basically Internet anywhere.
Now if I could only find someone to talk to, my minute count last month was 21.
The M1 and M2 values are the mortgage, we have a 80/20 loan. We also have Sallie Mae living with us, that's the wife's student loan. I still need to add credit card payments, gas and groceries. I don't understand how people do envelopes, that seems to be more work. We usually end the month with close to $200 left in our account so at least we are not living paycheck to paycheck but the credit cards do tend to get abused. We probably need to adjust our lifestyle a bit, that probably means no more golf or trips to the mall.
Also, no totals yet... this is a work in progress.
Like I said, we can pay this off. We've been there and done that in the past we were 'Credit Card Debt Free' on April 4, 2009:
Wish me luck as I pay down these balances, it won't be fun.