Friday, January 22, 2010

Citi Balance January 2010

The balance on our Citi professional card is over $5000! I'm hoping our tax return can reduce this balance by $2000. There's really no big purchases on the card, most of the recent charges are for food and gas but as you can see, the small stuff really adds up:

At least this is our only credit card debt. If we can pay this down, we can be credit card debt free again. Part of me also feels like if I don't charge stuff and add debt I won't have anything to blog about, maybe I need to start a new blog about making money instead of adding to the debt every month.

Have a good weekend!


Monday, January 4, 2010

2010 We Are Still Here!

Sorry! life was a little crazy the past few weeks, but we are back! I promise more updates on our lives and of course our debt. I know this is a bit late, but Happy New Year! 2010 is here! can you believe it? time goes by so fast, my first post on this blog was back in 2007!

Quick updates:

Debt: Still with us, and we've added a little more over the holidays. The Citi balances still around $4,700. I've made a lot of payments but we continue to use the card, hopefully in 2010 we can kick the habit and just get rid of credit cards, no promises ;). Discover has a small balance, $235 and Macy's also has a balance, around $250.

Emergency Fund: We raided one of our accounts and we bought some furniture, truth is we have enough in savings so we decided to enjoy a little and complete our master bedroom. Hopefully I can put the money back later this year, in total we used $1000.

Life: Not many changes here, we are thankful we have jobs. Hopefully there's a baby on the way in 2010.

December 2009: Quick update for the past month, my job was crazy! they worked me 12 hour days and some weekends. I took some time off during the holidays and avoided using the computer, it was nice. I promise to update the blog more often.

2010 Resolutions: Stop smoking, cut back on drinking, eat better and of course, reduce debt.