First Premier Bank 79.9% APR

I apologize for the lack of posts but I've been busy lately, my current project requires me to work extra hours on weeknights and weekends. I will have updates over the holidays when I take some vacation. In the meantime check out this article:

First Premier Bank's 79.9% interest on credit cards:

http://www.khou.com/news/Credit-cards-newest-trick-799-percent-interest----no-joke-79640987.html

Are they crazy?! 79.9% APR! WTF!

HS

Our Bills - Homeowners Association (HOA)

This morning we wrote a check to our Homeowners Association (HOA). This is a yearly bill that comes every November. The amount is $877.00. Don't ask me what we get or what it covers. I have no idea. We live in a gated community with a guard so I'm guessing most of that money covers their salaries. We also have a community pool that we never use.

$877 is a lot of money, this is a bill we hate! but we have no choice but to pay it. The money usually comes from our November paychecks. They only take checks or money orders, no cash or credit cards, no ebills or billpay.

On another note, we can't really complain, we have friends that live in a gated community with lakes in their neighborhood and their HOA fees are $1975 per year!

How much are your HOA fees?