OMG! We have a debt addiction! I ordered new Discover Cards to take advantage of the 5% cashback promotions coming up this year. Upon receiving and activating the new cards, we went ahead and charged $2,219! This is after having a cash christmas, reducing CITI and promising myself to be more frugal in 2009.
All charges were made in January. I’m starting to think we should not have any credit cards, but I love having plastic, it gives me a rush when I charge things, I get a strange high when I pay with credit. But now as I’m writing this I feel guilt… The wife doesn’t care, she watches me charge, knows I have a system, she knows I always pay bills on time etc. I don’t know, if I have a system then I should not feel guilty. We are back to cash only again.
I already made a $1000.00 payment before the statement came. The plan is to pay this off in February, I returned some household items we bought and I’m going to make another payment to bring down the balance to $1000. The plan is to make two $500 payments with each paycheck in February.
Now some positive news, if you look to the right under balances, Best Buy is ZERO! I’ll do a post on that when the payment clears.
I need debt help!!