I was wondering what kind of things are you charging? I just found your blog and haven't read all of the entries yet but I have a suggestion
Well I don’t have all the 2008 numbers yet, but I found our yearly summary for 2007 and again was shocked to see all the things we charged:
Keep in mind this is before I started this blog and became aware that we had spending problems. Also keep in mind this is for an entire year, so $833 dollars for eating out comes out to $70 a month on average.
Warehouse Clubs would probably be Sam’s since that’s the only place I remember using Discover, surprisingly that number does not seem too high for one year. Gasoline is probably on there for the cash back bonus. Normally we use our check cards for gas purchases unless Discover is running a 5% special.
Travel and entertainment charges are probably for the wife, she loves to vacation with her mom every six months and I usually put her airfare and hotel charges on Discover to get the cash back and for automatic insurance.
I will post the 2008 numbers as soon as they become available.