I received the January statement from CITI, the balance went up by $128.78. I made a payment for $650 and we are making $1000 payment around January 20. That should put us close to be under $10,000 in February. We’ve decided not to have any budgets or anything for this year. The main goal is to pay off this balance. Any money we find is going to CITI.
New Statement date 12/05:
PURCHASES*FINANCE CHARGE*PERIODIC RATE Standard 128.78
My finance charges have gone down significantly! I pulled up a statement for August 2007 and the finance charge back then was a lot higher:
PURCHASES*FINANCE CHARGE*PERIODIC RATE Standard Purch 163.02
We are making progress but it’s not enough! I need to make more drastic sacrifices and pay off this balance.
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