After heavily using the Discover card the last couple of months we finally reached some cash back bonus! The current balance is $33 but I can only redeem $20 right now. This is a free $20, no finance charges or fees; we got paid just for using the card! I would like to wait until the balance is 40 to cash out but I also want to stop using Discover.

What would you do with $20? Should I charge more and make it $40
HS
4 comments:
If you have a balance on it, then use the $20 and have them apply it to the balance :-) That's what we do! My hubby uses his for business stuff :-)
I'm just impressed you got the balance down from where it used to be. Regarding these cash back rewards, I used to think about the free money, but who's paying for it? If you think about it long enough, you probably already spent that money by using the card in the first place. This has nothing to do with the interest.
I agree with you Jim.. the more and more I think about it I don't think its worth it.
We paid down this balance but its going up again its close to 500 right now!! medical bills still coming in.
Interesting blog. It's gives me a good insight.
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