I see a lot of goals for the New Year on the blogs I read. I guess I have to to post my own. I don’t want to lose weight or make a million dollars or quit drinking, my only goal for 2008 is get rid of the CITI balance. I hate this balance, why in the world is my credit limit $17, 7800 dollars? I am too young to have a credit line that high. No one should have that much credit available to them on one card. I can purchase a car with this credit card!!! Someone should be fired at CITI!
For years It feels like I’ve been winning all the battles against credit cards, paying them on time, getting rewards, free travel, cash back etc. but it looks like CITI won the war. I pay around $140 on interest every month. That really hurts. I can’t continue to have this balance hanging around; it is time to pay this off. We came up with a simple plan, to pay $1000 dollars a month until it’s paid off. It could take 12 months but my goal is to never miss that payment amount.
So, again, my only goal for 2008 is to pay off $11,660.00 balance with CITI. Happy 2008 everyone! Come back and check on my progress next year and remind me how much I hate this card.
1 day ago