Since I'm already behind on my Christmas shopping I went ahead and placed an order to Amazon.com with our Thank You points. I had close to 43,000 points and my order total was $331 for 7 items. The points came in very nicely at checkout, all you have to do is click apply and they credit right away, no need to wait on mail or enter any codes. I chose the free shipping option since I don't have Prime and my order total was $0.00:
I must say it hurt using all these points since it took 6 months of Citi charges to get to that amounth but if you think about it, $333 is not bad just for using your credit card. So far this year our finance charges are somewhere around $140 so we still came out ahead. The key is to keep the balance as close to zero as possible and just enjoy the rewards. I still have some points left but I think I will start saving them and redeem again sometime around June.