This morning I noticed that our Citi Thank You card has a Annual Account Summary for the year 2014. You may remember I got the card around August 2014 to take advantage of the rewards but I may drop it soon since it does have a high yearly fee and they are changing the points structure around April (less rewards). I was surprised to see the things we spent money on but hopefully we can learn from this account summary and spend less. Below you can see what we charged to our Citi Thank You card over a five month period:
Broken down by month:
Yikes, we charged $18,353 over 5 months! As you can see we like to buy stuff and we like to eat out. You can also see why I hate the month of December so much, that's the month we charged the most. Air travel you see there is for the wife and her brother's trip to New Mexico. I'm guessing the Health Care charges include CVS and Walgreens, we do have both close to home and do purchase a lot of stuff there. I'm sure the Organizations charges are for my running events and I bet those are tax deductible, need to check on that. Vehicle Services must include gasoline and oil changes, that's really all I've put into both vehicles, that number does seem a bit high though.
I did not see an annual account summary for the Citi Forward card but it's probably worse since I did take a trip to Nashville, had a newborn baby and then summer happened which typically means lots of spending in our house.
Crazy I know! We need to change our habits!!